This is the worst mortgage company I have ever dea...

This is the worst mortgage company I have ever dealt with. Every time I sent a principal only payment, they would put it against my monthly payment and move the next payment date forward. Each time I called them, I was told they would fix it but never did. At that rate, I would end up paying the entire 30 years on the loan. I just refinanced the loan with another mortgage company. Good ridence to PHH Mortgage Services. Do yourself a favor an refi your loan with someone else. I ve only seen a couple of good reviews on this company, everything else is bad.