I would not recommend this company. Never missed ...

I would not recommend this company. Never missed a premium, however, when we had a claim they disregarded the coverage spelled out clearly in our policy. One of the buildings we managed in San Antonio at an apartment community called City-Base Vista burned down in the summer of 2016. We carried Replacement Cost and Rent Loss through ARI. The bids to replace the building all came in around $1,000,000 We received just over $250,000. Really?! ...that math only works for them. If you have had a similar experience I suggest you report them to the State of Texas Insurance Board.