I own my own home and I'm retired on disability. I...

I own my own home and I'm retired on disability. I contacted them to open 2 accounts and a small loan. They told me we needed $25 a piece for an account, and based upon our income, we qualified for a $3000 loan. So I drove the 30 minutes it takes to see them, and the first thing out of every person's mouth was, "And where do you work?" And when I went in to see a clerk in her office about this, I was told I didn't "QUALIFY" for an account there, because I didn't live or work in the right town, or have a family member who was a member of the Country Club, er, I mean the credit union! Then the lady said, I'm going to open the door now, I have nothing further to say!! In such a valley girl tone I wanted to break out in a chorus of the Beach Boys! I have never seen a small town financial institution more snotty than they were! Don't go there without a big hankerchief, trust me you're going to need it!! I guess there must be different colors of money, because mine was apparently brown!