ONVZ is a good health insurance policy for us. We ...

ONVZ is a good health insurance policy for us. We have opted for a reimbursement policy from the start. Additional insurance has also been taken out. Why I give 3 stars is the fact that you have to take out higher supplementary insurance from an early age. Too bad we had the Extrafit for years, we wanted to go to the Optifit from 2020, actually more because we wanted to keep the amount for non-reimbursed medication, but because I filled in osteoarthritis properly, I was rejected because I would need more exercise care and that is actually not fair in my eyes. We have been a customer for a long time, we are not leaving, but it was a big disappointment. You do not need a physio for osteoarthritis. I had more physio in the past to prevent surgery.