This is the WORST INSURANCE COMPANY EVER!!! DO NO...

This is the WORST INSURANCE COMPANY EVER!!! DO NOT insure with them, instead you could SAVE YOUR OWN MONEY and do much better! I have been with them since 2005 when I bought my home. I NEVER FILED A CLAIM before February of this year when I filed a claim to get my roof done after a terrible hail storm in Spring Texas in April 2015. They sent an adjuster out to my home to inspect the roof, he submitted an estimate, they approved the roof for repair, but only gave me $842 towards a 9,000 estimate. No, I am not kidding you!! only $800 after 11 years of being with them.. WHAT A RIP OFF!! THEY ARE THIEVES!!! They sell the consumers a policy that they KNOW FULL WELL will not cover them for an expense like roof repair, yet they continue to take our money!! Such a policy should NOT be available at all since it allows them to steal money from us, only not to pay when we REALLY NEED THEM. PLEASE warn your loved ones, your friends, your neighbors not to throw away their money. Had someone bothered to explain this policy to me, I would have done things differently, but they DO NOT TELL YOU! After 11 years, I could have had that money in a bank account and repair my roof myself and have money left! THEY ARE THIEVES! I ONLYchose a "1star rating" because they do not have a "zero star rating" as an option. Don't give them your money.