In itself, the idea of creating a transparent coun...

In itself, the idea of creating a transparent counterweight to the Schufa is great. But I have to say that the implementation by bonify has failed in my eyes.
It starts that the records are not always, but often incorrect. In my eyes, the change in creditworthiness is still non-transparent and in fact you can not do anything with the creditworthiness at bonify. Nobody accepts the credit rating. No bank, no car dealership, no landlord.
Modest idea implementation well.