Darryl Kalbaugh

Review of Neat capital

I recently refinanced my mortgage using Melody Ros...

I recently refinanced my mortgage using Melody Rose at Neat Capital and I couldn't be happier.
I refinanced using the unique loan product utilizing my assets to accomplish my refinance.
I first contacted the mortgage broker who initially got me the first loan on my home. The loan product he offered was a short term loan at a significantly higher interest rate than I currently had which is crazy! Especially because interest rates are so good right now and the solution he offered would have defeated the purpose of refinancing to reduce my mortgage payment.
I then called 2 credit unions who said they do not handle asset based loans.
I contacted Melody Rose at Neat Capital and she got me a guaranteed 30 year fixed rate loan. This is exactly what I wanted. I am saving over $500 a month now on my mortgage payments.
I never once had to call Melody to bug her about anything. She always called me first and always kept me in the loop on what was happening. I loved her competence and professionalism.
I live in California and during my refinance I had to go to Denver unexpectedly to take care of a family member so to easy my stress and anxiety Melody set up a notary public to come to my brother's house in Denver for me to sign my closing documents. It was such a relief and I was able to close on time.
I am telling all of my friends to go to Neat Capital for their mortgage needs and to definitely use Melody Rose. She was a pleasure to work with and really made this process easy.