(Disclaimer: I'm pregnant and uncomfortable, and I...

(Disclaimer: I'm pregnant and uncomfortable, and I did have a headache when we met with a loan officer at Beehive Credit Union)
My husband and I didn't love our time here. We are both full-time students, and neither of us has ever had any debt before. The woman we met with made her opinion of our lifestyle choices (never having had credit cards before, and not working steady jobs while in school) very clear, and made us feel pretty small. I'm annoyed because she made my husband the primary account holder without asking us, in my opinion that's a courtesy she should have offered us. We want to build credit, and a credit card with a credit union is a good way because they won't close your account if you don't use your credit cards (we don't plan to). We'll keep our account with them for now, but I don't plan to use it much simply because the customer service left me dissatisfied.