I will not recommend this company to do your Home ...

I will not recommend this company to do your Home mortgage. Please don t go by their fake paper offer and recommendation to apply for home mortgage or refinance for cash out. You will be regret on after applying with them. I have excellent credit 793, my house worth 270k and loan is only 205k and some balance of credit card, and we make around $140k yearly. Still they didn t offer anything besides offering FHA loan with another additional $700 payment for another same 30 years and they offer conventional loan for 20 years 3.27 which i already have with my current Mortgage company. I saw in that offer letter they will pay for appraisal fee..... hun that's big lie,,,, They asked $7700 total to closing cost. Are you kidding me... .... Agent i worked with he said why shouldn't try just on your name , i said ok but it come out same. Manager called me back to offer better rate but nothing change. They worried about the review i provided versus really helping people.... and promise they made in their recommendation pre approval letter. They should stop sending this kind of offer letter to consumer and attract consumer to apply mortgage refinance loan through their company. I am going to file the report of this company to credit bureau and other affiliated agency for this kind of activities.