They are horrible people. My husband had a debt fr...

They are horrible people. My husband had a debt from 2012 that his ex-wife said she paid, but she didn't. The first thing I knew about this debt was when they garnished our bank account for EVERY CENT WE HAD. My husband gets paid weekly, and there went the grocery money, bill money, everything. I had to scramble to make arrangements with the companies, and had to borrow money from my mother for groceries. We do not have a lot of money (I am a teacher, and he drives a truck), so this was devastating. When I called, the person I talked to said I should have made payment arrangements. How could I make payment arrangement on a debt I didn't even know we had? These people are ridicules, and they don't care about anything but money.