I was recently gong to finance a truck with USA FI...

I was recently gong to finance a truck with USA FINANCIAL INC, thank god I did not ! they will not tell you what your interest rates are until you give them the down payment... ! they will charger you interest on a late fee if you do not make your payments on time there is a late fee plus interest !!!?
you have to have full cover standard policy but only some companies are accept buy USA FINANCE, they don't except any insurance unless is top of the line ! IF YOU DONT PAY YOUR INSURANCE WITHIN 7 DAYS IT IS A REPO! which will effect your credit terribly.. with all this being said its better to go to a dealership that will not SCAM you out your money.

I was wondering why they had so many REPO specials...