I am still going - so I cannot say how fast the "L...

I am still going - so I cannot say how fast the "LLF" people work , but I can say that it gives my wife a good dose of "Peace of Mind" --- At 82 , I still have a few years left, but I carry the card in my wallet and am secure in my feelings that when I DO drop, she will not have to go thru an un-needed amount of rigamarole to get my remains taken care of.