They have to be the worse Insurance company around...

They have to be the worse Insurance company around. You end up paying more out of pocket. Don't even know what the point of having insurance is if they don't cover anything! They tell you not to use out of network providers. Yet they don't have any in network providers that cover what you need. We have this though my Husband's company. I sure hope they switch soon. I don't recommend if you are going to buy insurance to use them. Definitely shop around for something better.