My loan was transferred to this company after I cl...

My loan was transferred to this company after I closed. Everything seem to go fine until I wanted to refinance and that's were the unorganized nightmare began. In the middle of refinancing my loan, my taxes were paid, which was a shortage and nobody caught it. So, I went from $200 in closing cost to $3K+ in closing cost and lowest they could get it down was $1,800+. Needless to say, I never refinanced. I'm afraid to give it one more try.Nobody knew that my taxes would pull at the end of November and there was a shortage amount. eLend did know what American Financial Resources was doing and/or visa versa. I walked away feeling jolted. I forgot the only person that was trying so hard to make things work for me was Nina Morales. If I could, I would give her 5 Stars! She felt my pain and tried every avenue to make it work.