I switched to Geico from state farm because the ra...

I switched to Geico from state farm because the rates were lower and the coverage was better. However, without making any claims or tickets etc, my auto policies have gone up 40% in 1.5 years and my umbrella policy has gone up 25%!!! I think they initially give you low rates to have you switch, then hike the rates up and hope you don't notice. I called them and their explanation is that California has a lot of claims so the prices have gone up. I'm switching to another company... this is a horrible way do business.