how to handle these jokers

how to handle these jokers
1. Send dispute to all credit bureaus they report to. (certified mail)
2. Send debt validation letter to them. send it to their P.O Box and physical address. (certified & return receipt) They wont respond if they do they wont have proper verification "signed contract" they defiantly wont show you that the paper work showing you they actually own the debt and remember statements are not considered proper validation under the FCRA.
3. send non response letter or not proper validation letter to them (certified & Return receipt) If they still want to play sue them in small claims court and get your $1000 per federal law more than likely if you send proper documentation and can prove they received it they will just remove it. If you have time start with the credit bureau may be easier to just see if they remove it.