This company should be illegal in my book. They ar...

This company should be illegal in my book. They are destroying people's ability to open a checking account ever. I over drew an account 1 time in 25 years, lost my job, then was unable to pay them back for a month and a half. I paid my debt 6 months ago but all the banks in my area are using this company. Instead of coming off like a normal consumer report, they leave this information on there for banks to deny you. There are so many things you can't even handle without a checking account. This is disgusting to tell banks I'm high risk because I overdrew an account one time....and now they are afraid to let me open an account...and I paid my debt!!!!!

I can understand the use of Chex Systems because that system is designed to keep people who have bad debts to banks from opening another account somewhere else; However, this company (EARLY WARNING SERVICES) is all about reporting if you've ever had trouble with an account even if it's resolved. This seems illegal and I think there needs to be a class action lawsuit.