I applied for a auto loan with a credit score of 7...

I applied for a auto loan with a credit score of 796 i have no debt to speak of . I own two houses one is paid for and one is almost paid for. I have money in my bank account and my income is just under 80,000 a year,and 10 years on the job.I applied for a 32000 loan and they turned me down!!!! Stay away from this place they will waste your time. Maybe they should harvest some brain cells!!!