Absolutely awful company. I had surgery that put m...

Absolutely awful company. I had surgery that put me out of work for 4 months. Being proactive I asked to have lessened or deferred payments. They said during the review I would not need to make payments and after two months we were allowed to make half payments which we thought was very nice of them. However they then reported us to the credit bureaus as having delinquent late payments and when I was able to return to work the increased our payments from $600 to $1600 saying we had plenty of disposable income. We explained to them that we had 5 children so there is no disposable income especially for that kind of increase and their reply was our numbers don t care how many kids you have. Do whatever you have to do. But I can say I fully regret ever refinancing with this cutthroat company