Kathy told me that I m approved with $500 down pay...

Kathy told me that I m approved with $500 down payment after she ran my credit and verified my income. Then I have emergency so I left and I came back another day.

I came with down payment. Kathy ran my credit again, and told me I wasn t approved unless I have to put $3000 down payment.

I was very confused because few days ago I was approved.

Then she told me there s $2500 fees for gap insurance to cover in case I default on the loan. So from $15,000 becomes $17,500 loan. That s very suspicious.

My guess that $2500 is for the fees and my $500 goes to the car. That s why I need $3000

Obviously I won t be qualified if my limit was $15,000

I know I have bad credit, and I m a bit desperate but I m not stupid. I can see what s going on with this extra down payment.

$3000 I can get a decent used car, but I want newer car with lower mileage

Many of their used vehicles need service. Oil wasn t even changed. That s the easiest they can do especially when they re asking RETAIL VALUE

I know used car in high demand that doesn t means the lack of service and charge retail.

Brunswick Auto Mart is not what it used to be.

My family was shock for my experience, because we bought 7 cars from them ever since 2010 and this is by far the worst experience.