Stay far away from this company. I had a full repl...

Stay far away from this company. I had a full replacement cost policy and after a severe hail storm my roof was a mess. The adjuster that came out and looked at it agreed that I had hail damage to not only the roof, but also the window trim, downspouts, and gutter guards. They claimed that they would not replace the roof despite having full replacement cost coverage because the shingles were "defective" having come from a manufacturer who had a class action lawsuit filed against them due to this particular shingle. Now, I had purchased this house only 2 years prior with what appeared to be a pristine looking roof, purchased full replacement coverage to protect my investment, and they refused to fulfill their obligation to cover it after suffering major storm damage. Why have this type of coverage, which of course is more costly, only to be told they won't pay. All they were willing to cover was the gutter guards and downspouts, the window trim, and a 10x10 section of the roof even though the entire roof suffered damage. All I received was $2000 which doesn't even come close to the cost of redoing the roof. I had to finance the remainder of what I needed to do the roof and not replace the other items that were damaged. To add insult to injury they told me that until i replaced the roof they would not cover any subsequent damage caused by the damaged roof. This is not my idea of replacement cost coverage. Just don't do business with this company, they are the absolute worst insurance company out there.