BUYER BEWARE!!! Wish I could give them zero stars!...

BUYER BEWARE!!! Wish I could give them zero stars! You are better off having no insurance than using this company. I have had renter's insurance with them for years. Then, the sump pump in my apartment building failed and my entire apartment was flooded. My landlord informed me it was due buying a bad batch from Lowe's. and explained that they had changed the sump pump three times in the last three months. I had Maintenance Reports from my landlord stating all this and that my apartment was flooded the worst. My claim was denied by Millenial Specialty Insurance because it was raining the night this occurred. My policy did include coverage for water damage. They will do absolutely any and everything to DENY your claim. Do NOT use them ever!!!! Needless to say, I switched to another insurance carrier immediately.