You are just an idiot if you somehow chose this co...

You are just an idiot if you somehow chose this company as your insurance. If you are involved in an accident where the other party's insurance is American Freedom, I suggest to just pay your own deductible and get your car fixed and let your insurance company hopefully get your deductible back. Otherwise, you will be waiting for a very long time and will probably incur more expenses. Don't waste your time "going to the doctor" or saying you're "injured" because you will never get anything from them. Law firms don't even take cases anymore where the other party's insurance is Am.Fr. God forbid you actually are injured and have extensive medical expenses. Sooner or later, this company will be shut down and will be under investigation. Report them to your local politician as well.