Tiffany HillReview ofMidas Financial
I would never recommend this company, and it is my...
I would never recommend this company, and it is my opinion that their business practices are dodgy and deceitful. My husband and I went thru Midas, after being referred to Darrell and Wes by a mutual acquaintance. We promptly gathered the information that was requested and sent it directly to Wes . We were very up front about the availability of some of our documentation , and even provided my husbands credit report prior to engaging in business with Midas. While we felt their fees to be quite high, my husband was verbally assured that the amount of funding we were seeking would not be an issue: that they had access to a plethora of funding that the average person couldn t obtain on their own. (Of course, they creatively changed their story and said our range of funding was much lower, a fraction of the original amount we were seeking, in writing.) Throughout the process, we were asked to send documents that we had already sent, as well as provide documents that we explicitly stated we could not provide from the start. Our contact information wasn t kept straight, my husband was referred to by a different name on several occasions and outside of the repeated request for duplicate information, the communication was scant. We would inquire about the status of funding, but our questions were evaded until they required, yet, another document. In the event that our inquiries were finally answered, it was inexplicit and dismissive.
While they did end up securing some funding for us, it was minimal in comparison to what was discussed initially. After they rapid fired all the applications out, my husbands credit, and established accounts were adversely affected. When we received the invoice for their services , we raised some concerns, and inquired about a third party that was receiving commissions, without our knowledge. Darrell refused to share that information saying that we cannot dictate how his business is operated. He also accused us of trying to evade payment, and threatened with collections and a lawsuit, simply because we had questioned/ challenged what was being charged and wanted clarification as to why a individual/third party was receiving compensation on our file, without disclosure to us.
Even after making payment in full, we continued to receive discourteous, accusatory emails threatening more lawsuits, simply because we are sharing our honest interaction with Midas Financial. As the average middle class family, trying to get ahead and manage our own business, we feel it is our duty to share our personal experience so that people have all the information they need to make their own choice. Afterall, that is the sole purpose of reviews.
As you can see, Midas seems to be in full damage control, because they had a few people leave HONEST reviews. Reviews that they cannot delete- reviews that aren't five stars so they can "copy paste" onto their website to seem that we are, magically, the only ones to have ever had a complaint. They now are responding to bad reviews left by previous employees/customers seemingly because their review ratings have dropped and they cannot claim the facade they have created: that they have NEVER had a complaint.These bad reviews didn't seem to matter much or warrant a response when it didn't have a significant impact on their review score.
I believe all the "evidence" you need is here- EVERY single response includes them seeking legal action, or running to their attorney. Over what? A few honest, public reviews! It doesn't matter how much money Midas has secured for other clients, simply put, numbers statistics don't equate to or replace morals. Religion, charity work, social status or even being a family man doesn't exonerate anyone from showing dignity and respect to other human beings. In regards to putting the information on the internet as far as our payment, as "a experienced person would know," we do not have any control over how fast the bank clears funds. The Funds were paid and collected- not sure there's any valid point there, other than grasping at straws.

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