Here is what happens when you deal with this compa...

Here is what happens when you deal with this company to try and restore or get a new account with a banking institution in your local area.They get paid from the banks to gather data about you financial misfortune where you owe the bank for past over drafts and ect. They cannot help you pay off your past debit, they can only send you information through their verification process and inform you what the bank sent to them about your account they once had. So all you have is information from Early Warning Services regrinding information you already knew about. In the end the only way you are going to get your issue resolved is with the banking institution itself or you are doomed for 5 years. They run a terrible service to help out the consumer.