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Crédito Pessoal

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About Crédito Pessoal

Crédito Pessoal is a personal loan service offered through Revolut, presented as a digital lending product available directly within a Revolut account. The offering allows users to simulate and request pre-approved personal credit with limits of up to €75,000, approval within minutes and disbursement within 24 hours. Interest rates are listed starting at 4.6% (TAN) and 5.9% (TAEG), with terms of up to 120 installments. The service is operated by Revolut Bank UAB, Sucursal em Portugal, registered with the Banco de Portugal, and is integrated into Revolut's broader account, card, and payments platform.