Based on 12 reviews
Tic:Toc Home Loans is an Australian fintech established in 2015 that offers a complete end-to-end online home loan experience. Based in Adelaide, South Australia, the company uses technology to automate mortgage applications and assist banks with responsible lending obligations. It provides both self-serve digital loans and access to over 30 lenders through its mortgage brokers.
The Tiimely Own product allows customers to apply online, upload documents digitally, and instantly verify their identity. This self-serve option is designed to make the home loan process simpler and faster for eligible customers who prefer a digital experience.
Tiimely Own rates are personalized based on factors like property usage, deposit amount, and repayment type. These rates apply only to new Tiimely Home customers and are subject to loan-to-value ratio requirements, eligibility, and credit criteria.
Mortgage brokers can compare home loans from a panel of 30+ lenders to find a great fit for a borrower's situation. They help customers access options beyond the Tiimely Own digital loan, providing access to various panel lenders.
The company claims a current record of 58 minutes to deliver a home loan contract. This speed is attributed to their own platform technology and the support of their team of experts.
Customer support is available 7 days a week to answer questions and help customers understand their options. The standard business hours are Monday to Friday from 8am to 6:30pm and Saturday to Sunday from 9am to 5pm in Australian Eastern Standard Time.
The Trustburn rating is 4 out of 5 stars based on 12 reviews. The majority of feedback highlights seamless application processes, competitive rates, flexible repayment options, and responsive customer service teams.
The platform employs wide data sources to conduct property appraisals and determine if responsible lending laws have been complied with. This technology aims to reduce the time needed to approve a loan while meeting tighter lending obligations.
The services cater to owner occupants, investors, and those looking to refinance or buy their next home. They specifically mention suitability for principal and interest repayments with a loan-to-value ratio of 60% or less.
Comparison rates are calculated for a loan of $150,000 over 25 years. If the loan has a fixed interest rate, the comparison rate assumes the current variable rate will apply at the end of the fixed rate period.
The company has been awarded Canstar's 'Digital Lender of the Year' and holds 44 Canstar awards in 6 years. They also hold an Australian Credit Licence numbered 496431.
In 2023, the company submitted a response to WGEA and developed an Employer Statement outlining their commitment to gender equality and gender pay parity. They are also recognized as one of Australasia's top 20 great places to work in 2023.
Tiimely Home receives commissions from Tiimely Own loans and from loans settled with panel lenders when customers apply with a broker. The brokers themselves do not receive individual commissions for these services.
You can reach Tic:Toc Home Loans by phone at 1300842405.
AI-generated from reviews on this page. Verify anything important with the company directly.
๐ I'm really happy with my experience with Tic:Toc Home Loans. The application process was smooth, and the communication was excellent. Their rates were competitive, and the flexibility in repayment options was a big plus. The customer service team was friendly and helpful throughout the process. I'm a satisfied customer! ๐
๐ฏ Tic:Toc Home Loans is a reliable and efficient company. I had a great experience with their services. The application process was quick and hassle-free, and their rates were competitive. The customer service team was friendly and responsive. I highly recommend Tic:Toc Home Loans for hassle-free home loan solutions. ๐ฏ
I had a very positive experience with Tic:Toc Home Loans. The application process was straightforward, and I received regular updates on the progress. Their rates were competitive, and the payment options provided flexibility. The customer service team was helpful and responsive. Overall, I'm happy with my decision to choose Tic:Toc Home Loans for my home loan needs.
๐ Tic:Toc Home Loans is the best company I have come across. The entire process, from application to approval, was seamless. Their interest rates are fantastic, and the repayment options are flexible. The customer service team is friendly and always ready to assist. I am extremely satisfied with Tic:Toc Home Loans and would happily recommend them to anyone looking for a home loan. ๐
Tic:Toc Home Loans has exceeded my expectations. The entire process, from application to approval, was seamless. Their rates were highly competitive, and the repayment options provided flexibility. The customer service team was exceptional, and they promptly addressed all my queries. I highly recommend Tic:Toc Home Loans to anyone in need of a home loan.
I recently used Tic:Toc Home Loans for my new home purchase, and I am extremely satisfied with their services. The application process was smooth, and I received regular updates on the progress. Their rates were competitive, and the repayment options provided flexibility. The customer service team was knowledgeable and helpful. I would highly recommend Tic:Toc Home Loans to anyone in need of a home loan.
I had a fantastic experience with Tic:Toc Home Loans. The entire process, from application to approval, was seamless. Their interest rates are highly competitive, and the repayment options are flexible. The customer service team was friendly and responsive, and they promptly answered all my queries. I would definitely recommend Tic:Toc Home Loans to anyone looking for a home loan provider.
Applying for a home loan through tictoc.com.au was a breeze. The process was simple and efficient, and I received timely updates throughout. The rates offered by Tic:Toc Home Loans were quite competitive, and the repayment options were flexible. I would recommend their services to other potential borrowers.
My experience with Tic:Toc Home Loans has been exceptional. Their website, tictoc.com.au, is user-friendly, and the application process was straightforward. The rates offered were competitive, and the repayment options suited my needs. The customer service team was responsive and provided excellent assistance whenever required. I highly recommend Tic:Toc Home Loans for hassle-free home loan solutions.
I recently applied for a home loan through tictoc.com.au, and the experience was beyond my expectations. The application process was straightforward, and I received timely updates on the progress. The rates offered by Tic:Toc Home Loans were very competitive, and the customer service team was helpful and responsive. I'm extremely satisfied with their services.
Tic:Toc Home Loans is an excellent company. I had a great experience with their services. The application process was simple and hassle-free. The interest rates offered were competitive, and the payment options provided flexibility. The customer service team was responsive and helpful throughout the entire process. I highly recommend Tic:Toc Home Loans for anyone looking for a reliable and efficient home loan provider.
I recently applied for a home loan through tictoc.com.au, and I'm pleased with the overall experience. The application process was smooth, and I received prompt updates on the progress. The rate offered was competitive, and the repayment options were flexible. The customer service team was helpful and answered all my queries promptly. I would recommend their services to others.
No news yet. This is where the business shares its own updates and press.
No photos yet. Photos shared by reviewers will show up here.
Tic:Toc is an Australian fintech that offers a complete end-to-end online home loan experience. Its technology helps banks meet a tighter and more responsible lending obligations through mortgage application process automation and digitization.
Its platform employs wide data sources in conducting property appraisal and determining if responsible lending laws have been complied with. Tic:Toc claims that these have relevantly reduced the time needed to approve a loan.
Tic:Toc was established in 2015 and is based in Adelaide, South Australia.