Would not recommend this company to anybody. Horrible customer service. The loan officer Talia Reed will tell you nothing but lies if you could ever get her to answer the phone. Do not make the same mistake I did and save yourself some time call a local bank
Very professional , they handled things in a efficient and timely manner. I was informed of the important events pertaining to the loan and everything went smoothly . I highly recommend them
My experience was great. From start to finish they were pretty responsive (thanks Jared n Ryan!) and kept me up-to-date on the process. Appraisal done through outside source, still it was faster. Got my loan money in 2-3 weeks. I didn't have a great score and DTI either, but was able to get the loan...
WOW - I'M SPEECHLESS! I have never completed a loan as smoothly as this one! THANK-YOU Dannaly and Teneeka for your superb expertise in completing my loan flawlessly from beginning to end. You ladies asked me a few simple questions, obtained documents I readily had on hand and less than a day I'm...
Trust me save your time, what they ask for and tell you in the beginning will not be what someone else will ask you for later. Apparently they don t communicate well with each other. All done over the internet incl appraisals. Appraisal is done by someone in another state looking at properties on ...
I was so impressed with everyone I spoke to at Spring EQ. Everyone was very knowledgeable and helped me through a process that I really didn't understand. I would highly recommend them to anyone in need of a loan.
Lending companies like this one who buy or scour around for personal information and then solicit you for the purpose of selling equity loans are at the bottom of the barrel in my book. Reputable companies don't do that. These guys cast a wide net hoping to find people who are not savvy or despera...
I worked with Spring EQ for over a month, negotiating a home equity loan. I supplied all the necessary documentation. I would hear from them routinely during the process, but never got a call to explain why I was denied. They simply mailed a form in the mail with a check mark next to a one-sentence ...
The entire process went extremely fast from application to closing. The website is great for giving you information on the status of your loan and for uploading any requested documentation. I would definitely use them again.
Send resume for a Post Closing Position and received email from Recruiter to go over position. Contacted her back when she could contact me and never heard from her again. Even called her and no response back. I have over 10 years Post Closing experience including being a supervisor and this company...
I initially was told this would be seamless, quick and transparent. Thalia Reed was my loan advisor. She was very kind up front and seemed like she was attentive and responsive. Over the course of my loan the communication with her became less and less. I was told I had a very good chance of ...
Not even 1 star- This company is horrible..they get a 2nd rate drive by appraisal company that appraised my house $20k less than an appraisal company that came into my house (within weeks of each other), you spend hours sending them so much information and a week before closing they say Nope..sorry....
The experience was Amazing and the product provided was just what I needed. Felt like they were working for me and just me - cannot ask for anything better.
Very professional, quick solution to my home equity needs. The automated portions made satisfying doc requests and other requirements easy. When I needed personal attention, it was quick and easy with both my loan officer and customer advocate. Highly recommend.
Worst service do not recommend. Sunny my rep did not reply to my messages for 4-5 days at a time and wasted two full weeks leading me to believe they are a reputable company. Once the appraisal came back missing one bedroom and bathroom i d had enough and went somewhere else and was able to obtain t...
Spring EQ made my home improvement loan process painless. Unlike other loan institutions they did not pester me with phone calls and all of their representatives were courteous and efficient. I highly recommend Spring EQ.
The world is in a crisis. We were looking for an equity loan based on the equity in our home. This company made us jump through hoops that Kobe couldn't make it through - in spite of having an immaculate credit history - no missed payments in 21 years, high rating this company kept us hanging for ...
around 18 days to close not bad same stupid questions over and over but I expected that because every time I refi or purchase a new house it is always like that I would use them again
Please DO NOT work with this company. Loan officers are uninformed and uneducated with the loan process. Devin was less than helpful.. They do not give value to accessory units on the property which does not provide for an adequate valuation
When I first took a call from Jake at Spring EQ I was not really interested in pursuit of an equity loan due to past experiences of talking with pushy sales people. So when I took his call my challenge to him was "Convince me that working with you and your company would benefit me more than another ...
Overall great experience! I went through SpringEQ to obtain a Home Equity Loan for some home improvement projects I wanted to work on--I didn't want to refinance my house as part of the process and that's one of the perks of going through SpringEQ, you don't have to. The entire process was quick (t...
SpringEQ was terrific. Frank Ranzino, my representative, was absolutely wonderful and followed through each and every step of the way. I also received calls from Mindy (hope I got her name correct) who was fantastic after the loan closed and waiting for the check. I would recommend SpringEQ over al...
Very good! Excellent service and thorough explanation of our options. Quick, too -- 5 days on total! Would recommend SpringEq to any of our friends who are interested in financial help!
Thanks to theresa and all the team that help us with the loan our experience is a very happy one super easy and fast they answered all my questions so quickly no delays the whole experience was just easy I will recommend spring EQ to all my friends and family for sure thank you very much.
Worked with SpringEQ on some restructuring of our mortgage and the team did an outstanding job of communicating the answers. There was no pressure through the process and they served as subject matter experts to answer questions and provide relative information to consider in my decisions process....
I had a wonderful experience with Spring EQ. My loan officer was very straight forward and 100% of what we discussed during our first call happened, and a day or two faster than he estimated even. There were no surprises. If you are looking for a great lending experience, I recommend this place.
Very fast and efficient equity loan application processing. I received funds to pay creditors in two weeks. All you need is a scanner with the ability to create PDF files.
The process was smooth, quick, and convenient. Being able to communicate easily, both via phone/email and via their online Portal, made the process run very efficiently.
The home equity credit line from Spring EQ was an extremely positive and relatively painless experience. The entire transaction was completed in less than three weeks and my loan officer was very helpful and friendly. I had spoken to other companies prior to selecting Spring EQ with less than help...
Best experience ever securing a loan! Customer service was professional and friendly. The loan rate was very good and the process was extremely fast. From Start to funds in the bank in 11 days!!
Agree with other posters drive by appraisal a joke. They don t take into consideration other properties in the vicinity or in the case of a high raise condo other units in same building.
Got into an argument over how Am Ex cards work and was asked to provide proof I could pay the account based o...
Staff was very helpful, responded to emails and calls very promptly. Their online portal to submit documentation too was very easy to use and I could see the details of my loan. My loan took just a few short weeks to complete. I think the only I would change is the disbursement of fund to creditor...
Very professional. Painless and quick experience. Easy to follow process and very quick close. You will not be disappointed if you get your loan with these guys. Spring EQ is a 5-Star experience.
I have had a very positive experience with Spring EQ. The process moved quickly and was stress-free. They even were able to get me a better deal than what was originally quoted. I couldn't have asked for a better experience.
I began working with Scott Lindsey to take out a HELOC in May. At first, very helpful and communcated daily. As the weeks went on he ( and after he obtained all of my personal information) he quit responding to emails and phone calls. Now when I call or email he just rings and rings and he quit retu...
I applied for home equity loan have excellent credit paid the 150 appraisal fee no problem They come back saying our home isn't appraising for what we thought..Even though the comps around me are all around 205-225 mine appraised for 198.sorry thanks for your donation of 150..I feel I just got robbe...
I researched many options, Wells Fargo, Discovery, Citi, Chase. Their rates were higher than I wanted, SpringEQ came at a lower rate. Also their process was flawless in every step of the of the loan process, The communication and follow up was really good and I am glad we decided to use their servi...
Simple process from start to finish. Everything was done and had the funds in about 3 weeks. Applied at another big bank 4 months ago and it was a nightmare. So much so that I just canceled my application. I would highly recommend Spring EQ for a home equity loan!
Over all good lender to work with it..I little bit high interest but I am happy with their service...took about 1 month from start to finish..they gave me almost 100% from my home equity..
3 card monty with the numbers. Refinanced still waiting over a month for payment booklet,no email, no regular mail from them. Tried to call but only get an answering service. Fly by night outfit!
Do not use! We were in the process of getting a home equity loan, were told everything was great just needed an appraisal. Paid almost $600 for an appraisal then got ghosted. We were told two separate reasons that had nothing to do with the appraisal and when we tried to resolve them (the reasons we...
Overall very good experience. They offered me the lowest rate and I closed in 3 weeks from initial application. Everyone I dealt with was pleasant from beginning to end and the communication and replied quick to my emails.
I was complaining to a friend how much trouble I was having getting a loan approved with a company who promised quick and easy service. My friend gave me a number to call and when I did, I was put in touch with Spring EQ. The first person I spoke with at Spring EQ was Justin George and he was real...
Terrible experience. Told we would get our money in 2-3 weeks. We were approved after 2 weeks and then they went radio silent. After a few weeks and multiple attempts to try to get an update, we were told we were no longer approved. (Our credit is spotless) So here we are 2 months later and having t...
Spring EQ exceeded my expectations in obtaining home equity line. David Jacob and Michelle were amazing. I got their responses quicker than expected. They made the whole process too easy. I like the transparency in their dealing as well. I highly recommend the Spring EQ for anyone and everyone.
Everyone that has taken out a loan, especially anything pertaining to a mortgage has experienced the headache. Never ending paperwork, 30 different things to verify, you know what I m talking about.
I was fed up with my banking institution. I attempted a refinance with them, and due to a 600 doll...
Julian Smith took responsibility of repairing the damage cause by the misinformation given by one of his coworkers. He was very professional and unfortunately we could not do biz this time but in the future because of his professionalism I will try with spring eq. Again
I found that the loans they offer are no different than any other lender. It wouldn't be a big deal except they pitch it as if they are able to do something significantly different than any other lender and that is not at all the case. Anthony was professional just wish I had more information before...
Buyer beware! I gave them two stars only because I was credited for the $149.00 (appraisal fee) and thank god I didn't use them for a home equity loan. Do not use the drive by appraisal they under valued my house by $100,000.00. In the end I used my local credit union. They appraised for the correct...
We had a very positive experience with Spring EQ for our recent loan. Drew Kese really guided us through the process, making the entire flow easy and painless. He was very professional and extremely knowledgeable. We would highly recommend our friends to Spring EQ!
The entire staff at Spring EQ was very knowledgeable and helpful. Throughout the entire process someone from their staff was in constant contact with me to ensure I understood what was needed and if I needed any help.
Very Pleased with the entire process from start to finish.
Had a great experience working with Jared and Brannon...good customer service, efficient communication...and in the end..a loan that can help us. My strong recommendation for Spring Eq.
Great company to work with. It was a pretty painless process. My loan closed in about three weeks. They kept me informed every step of the way. Their service was great. I would highly recommend them.
My husband and I had a great experience using Spring EQ for our home equity loan. I had never heard of them prior to them contacting me after my Lending Tree inquiry into HELs, so I was a tad hesitant. I had a really great, no-pressure conversation with our loan officer, Christine. She answered all ...
Spring EQ was extremely helpful and patient in every aspect of the experience This was my third house that I ve had to deal with a loan company and go through the process with Kudos to management for hiring such great people Cody and Teneeka were amazing They were the only two people that I h...
Jonathan Mateo was excellent to work with, easy process and doing this during the Covid -19! I would definitely work through Spring EQ and Jonathan again!
The worst customer service and response we've ever experienced. We have bought three homes in the last four years and done a couple refinances. Hands down this was the worst experience.
They do what they call a drive by appraisal and valued our home far below and then sent a message to contact th...
This is the second time I have used Spring EQ and my experience was excellent! The process was very SIMPLE and I could have not been more pleased with the staff. I would highly recommend using Spring EQ
If you are looking for a home equity loan (i.e. not a HELOC or 1st refinance) Spring EQ is the best option. We were only 7 years from paying off our 1st and we wanted to buy land for a retirement property. We wanted ONLY a home equity loan. We did not want to start over on a 10 year mortgage. S...
Got $20,000 home equity loan. It was a breeze. Very fast too. Plus I was kept informed all along the way. They came to my house on a Friday afternoon and papers were signed. Thanks Spring EQ!
I worked with Stephanie Molishus and had the MOST unprofessional experience of my life. She did not advocate for me and left me to continue to pursue her for information on my loan status. I had just refinanced my entire home with a broker who fought for me and to clarify the information that was ho...
Update to previous comments - New person assigned, lower rate offered with no points, and loan finally processed. They came through eventually. ******FRAUDULENT is how the whole process feels. They call you multiple times a day UNTIL you send them every detail of your personal and financial life, T...
Absolute worst loan experience of my entire life. The underwriter and account rep lacked common sense, and didn't seem to be able to use common sense with explanations of assets. I get that Covid may have made things more complicated, but asking for 6 verification of employment requests (including a...
I recently used Spring IQ and actually came upon them through an online search where about 20 other lenders called me nonstop. I chose Spring IQ because they did not call me incessantly. My man contact sent 1 email and followed up with 1 phone call. The process was easier than I could have every ima...
A perfect 10... I'm so incredibly happy I chose Spring EQ. The process couldn't have been easier and I got an amount of money that far exceeded what I thought was possible. I would recommend this to 10 out of 10 friends and I'm a hard guy to please because I hold customer service standards to the ...
This company was very easy to work with and got my loan done promptly! Also they provided a great solution for someone with equity in your home but less then perfect credit to access it and consolidate debt!
I recently refinanced both of my mortgages as well as a home equity loan with Spring EQ. I was able to reduce my rates dramatically. On my first home my rate on a 30/Yr Fixed went from 4.5 down to 3.249. My second home mortgage went from a rate of 4.375 to 3.375 on a 30/yr fixed. The Home equit...