Novuna Business Cash Flow

Novuna Business Cash Flow is a division of Novuna that provides invoice finance and other cash flow funding options for small and medium-sized businesses in the UK. It offers services such as invoice financing, invoice factoring, invoice discounting, spot factoring, reverse factoring, and selective invoice finance. The division also supports customers with development finance, asset finance, equipment finance, revenue-based finance, and short-term business loans. It works with businesses in sectors including construction, commercial property, e-commerce, hospitality, manufacturing, recruitment, retail, and transportation.

The business is specifically designed for small and medium-sized enterprises (SMEs) that need to take control of their cash flow through fast and flexible invoice finance solutions. It targets organizations looking to invest, expand, and innovate with confidence by providing flexible asset finance. The service is tailored to help businesses grow and achieve their goals by delivering joined-up solutions that support every stage of their customer journeys.

To get started, businesses can explore the Business Cash Flow section on the official website to learn more about the offerings. Potential partners for consumer finance must have a minimum of £2m in annual sales turnover or £50,000 in finance in the last year, along with two years of trading history. For existing retail partners with general enquiries, the team can be reached via the Retail Helpline at 0344 375 5515.

The division operates out of Novuna House on Thorpe Road in Staines-upon-Thames, Surrey, TW18 3HP, GB, which serves as the registered office for the company. This location is part of the broader Novuna network that includes specialist divisions in vehicle, business, retail, and personal finance across the UK and Europe. The business is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 704348.

Novuna Business Cash Flow has been operating for more than 40 years as part of the larger Novuna brand, which helps organisations and consumers across the UK and Europe access finance. The company is a wholly owned subsidiary of Mitsubishi HC Capital Inc., one of the world's largest and most diversified financial groups worth over £57bn. It combines local partner insight with global resources to deliver fast, flexible solutions.

The business can be contacted via the dedicated business finance email address, enquiries@novunabusinessfinance.co.uk, or by calling 03433 519 322 between 8:00 and 18:00 Monday to Friday. The registered office address is Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP, GB, which is also listed as the registered office for the parent company Mitsubishi HC Capital UK PLC.

Reviewers praise the professionalism and thoroughness of the team, with one customer noting that Clare Sadler is credit to the company for following up on all details and going above and beyond. Customers also appreciate the fast payment and responsiveness to questions, describing the service as excellent and fast at dealing with inquiries. The overall sentiment highlights a strong commitment to putting customers first.

The service is not suitable for businesses in specific industries, including renewable energy (such as solar), dentistry, invasive healthcare, clothing, personal development, and training solutions. These sectors are explicitly mentioned as areas where the business does not currently work. Additionally, the consumer finance division requires a minimum of £2m in annual sales turnover or £50,000 in finance in the last year.

The business leverages a global powerhouse parent company, Mitsubishi HC Capital Inc., which is worth over £57bn and has spent £838m on funding green assets connected to climate action. This global strength is combined with local expertise to deliver end-to-end vendor finance solutions across 25 European markets. The company also powers the aspirations of over 1.4 million direct customers.

A common doubt for visitors is how asset finance differs from a standard loan or overdraft, and what specific financial information is required to apply. The FAQs address these concerns by explaining the unique nature of asset finance and detailing the criteria needed for approval. Another common question is how to reclaim VAT on a Hire Purchase agreement and what happens if a business experiences financial difficulty.

The process involves exploring the Business Cash Flow section on the website to understand the flexible asset finance options available. For those interested in becoming a retail partner, they must meet specific criteria such as having a minimum of £2m in annual sales turnover or £50,000 in finance in the last year. Once criteria are met, a form can be completed and a team member will respond within three working days.

The official website of Novuna Business Cash Flow is novuna.co.uk.

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