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About Loansmart

Loansmart has been helping Kiwis with their borrowing needs since 2008. Over 25% of our lending is to existing clients - because they love what we do, and we love helping them.

We provide smart, low-cost online loans - fast, even when other lenders say 'no'. Our online process is simple and stress-free, with approvals often within 1-2 hours*.

We offer flexible personal loans up to $75k unsecured or more with secured loans. We specialise in debt consolidation, helping borrowers lower repayments and free up extra cash.

As a licensed Financial Advice Provider (Class 2), we compare multiple lenders to find the best rates, repayment terms, and tailored options. Smart loans. Fast approvals.
*Subject to responsible lending criteria

Business hours
Mon-Fri: 08:00 - 17:00, Sat-Sun: Closed
Founded
2008