Kerr and Watson

Kerr and Watson is an independent, FCA-regulated mortgage and insurance broker based in Farnborough, Hampshire, with a registered office at Pembroke House, 8 St Christophers Pl, GU14 0NH. The firm was founded by Stephen Kerr and Daniel Watson, who combined their decades of experience to create a whole-of-market service. They provide tailored advice for residential, buy-to-let, bridging, commercial, and later-life lending, as well as insurance policies.

The business operates out of Pembroke House, 8 St Christophers Pl, Farnborough, Hampshire, GU14 0NH, and can be reached by phone at 01252 224620 or by email at info@kerrandwatson.co.uk. Their office is located near Farnborough Airport, and they offer meetings via telephone or video call for clients across the UK.

The firm was established by Stephen Kerr and Daniel Watson, who previously worked closely while Kerr arranged complex mortgages and Watson managed business development for specialist lenders. They chose direct authorisation from the Financial Conduct Authority to ensure a true independent and whole-of-market service, resulting in a tougher approval journey but a stronger foundation for their clients.

Stephen Kerr holds CeMAP, CeRER, and CeFA qualifications and was a finalist for mortgage broker of the year at the Mortgage Introducer awards in 2023. Daniel Watson has over 15 years of experience, including roles as a Marketing Executive and National Sales Manager for specialist lenders, giving him deep insight into how lenders operate behind the scenes.

They serve first-time buyers, home movers, landlords, business owners, and clients with complex incomes across Hampshire, Berkshire, Surrey, and nationally. Their services include residential mortgages, buy-to-let mortgages, bridging and commercial mortgages, later-life lending, and insurance policies tailored to individual needs.

Clients can start by filling out the contact form on their website, calling 01252 224620, or emailing info@kerrandwatson.co.uk. They offer a free initial conversation with no obligation, and meetings can be arranged via telephone or video call to suit the client's schedule.

The firm prides itself on clear communication, explaining documents needed, helping prepare applications, and keeping clients updated throughout the process. They aim to make advice accessible by adapting communication styles, arranging appointments to suit needs, and providing extra explanations to help clients make informed decisions.

Stephen Kerr is a specialist in arranging larger loans that require extra attention, including those for the self-employed market and high net worth individuals. He also understands the hurdles landlords face as a landlord himself, ensuring his advice reflects the real-world challenges investors encounter.

Daniel Watson's background includes working for numerous specialist lenders in roles such as Business Development Manager and National Sales Manager. This experience allows him to gain first-hand understanding of lender criteria, which is useful when placing mortgages for clients with unique circumstances.

The firm compares insurance policies to help clients understand the cover available and ensures any recommended cover is appropriate for their specific situation. They also discuss income, financial commitments, and property plans to tailor financial solutions around individual needs.

Recent feedback includes glowing reviews from Google users like Clarissa Bray and Justine Purtill, who praised the consistent communication and organisation of the team. Reviewers specifically mentioned that the staff fought their corner during tight completion times and kept communication with the lender at the forefront of their priorities.

The business is FCA-regulated with registration number 977884, and Kerr & Watson Limited is registered in England and Wales under number 12464466. They operate Monday through Friday from 09:00 to 17:30, with Saturday and Sunday closed.

Kerr and Watson is located at Pembroke House, 8 St Christophers Pl, Farnborough, Hampshire, GU14 0NH, Hampshire.

The official website of Kerr and Watson is kerrandwatson.co.uk.

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