IVA Expert

IVA Expert is a trading name of Wilmott Turner Financial Services Ltd, authorised and regulated by the Financial Conduct Authority under Firm Reference Number 667740. The company provides confidential advice on Individual Voluntary Arrangements (IVAs) and guides clients through the application process. They have over 25 years of experience advising on the suitability of IVAs and helping people implement them. Their mission is to ensure clients can make an informed choice about whether an IVA is the best debt solution for their situation.

Clients can access free, confidential advice to determine if an IVA is right for them by calling 0800 180 8013. The business offers this initial consultation between 9am and 7pm on Mondays to Saturdays, or 9am to 8pm every day. There is no charge for any of the advice given over the phone, and all information shared remains strictly confidential.

The service includes an in-depth review of income and expenses to ensure monthly IVA payments are set at an affordable level. They also assist with setting up a new bank account where required and help clients fully understand their obligations during the Arrangement. This support continues through the process to ensure the IVA is implemented smoothly.

IVA Expert offers a specialist service for self-employed individuals who face more complex situations due to fluctuating income. They help forecast business revenue, expenditure, and drawings to prevent clients from paying unaffordable amounts. This includes personal income and expense reviews alongside standard assistance services.

For those considering an alternative route, the business provides help with cancelling an existing IVA and going bankrupt. They offer support with the bankruptcy application and provide ongoing assistance for 12 months after the switch. This option is designed for clients who determine that bankruptcy is the better path forward.

Clients who have already started an IVA can receive guidance on planning for a mortgage after the Arrangement. The service provides information on timing and deposit requirements to help clients prepare for future borrowing. This advice is part of their broader range of specialist services aimed at long-term financial recovery.

The company's knowledge hub contains information guides written by James Falla, who is the expert providing the advice and assistance. These guides cover topics such as the IVA process, debts, HMRC, property and assets, and lifestyle factors. They are designed to help clients understand the ins and outs of the debt solution before speaking to an expert.

IVA Expert operates across England, Wales, and Northern Ireland, with a specific focus on serving areas including Bath, Birmingham, Blackpool, Hull, Liverpool, London, Middlesbrough, Stoke, Sunderland, and Stoke-on-Trent. They position themselves as local IVA specialists despite operating nationally. Their reach allows them to provide advice to clients in these specific regions.

The business describes its approach as completely free and confidential, ensuring that conversations remain private. They emphasize that they are not here to judge and aim to resolve debt problems once and for all. This philosophy underpins their interaction with clients seeking debt solutions.

The company has been in operation for over 25 years, building up extensive knowledge of the IVA process. This long history is cited as a key factor in their ability to provide direct advice and assistance. They leverage this experience to help clients navigate the complexities of debt solutions.

The business offers a comprehensive service that covers everything from starting an IVA to managing the aftermath, including mortgage planning. They also provide specific guidance for those living abroad or dealing with family and friends regarding the impact of an IVA. Their knowledge hub addresses a wide range of lifestyle and financial scenarios.

IVA Expert positions itself as a provider of expert IVA advice and assistance, distinguishing itself by offering a free, no-obligation chat with an expert. They claim to provide all the facts, both positive and negative, to ensure clients are well-informed. This direct approach is central to their value proposition.

IVA Expert provides ongoing help for those already in an Arrangement who are struggling or unhappy with their current setup. They offer to answer questions to help clients make the best choices for their future. This service is designed to support clients who may have started an IVA but are now reconsidering their options.

You can reach IVA Expert by phone at 0800 180 8013.

The official website of IVA Expert is ivaexpert.co.uk.