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Income Pivot operates a free online freelance salary replacement calculator that lets users input their current salary and benefits to determine the annual revenue, hourly rate, and financial runway needed to transition to self-employment. The tool accounts for factors such as employer benefits, self-employment taxes, business expenses, unpaid time, and income risk when sizing the freelance income target. Users enter their salary, bonuses, retirement contributions, and expected business costs and billable hours, and the calculator returns a sustainable hourly rate, monthly revenue goal, and emergency fund target. The site includes a methodology page that documents every formula used and does not require users to create an account or share their inputs, which are processed in the browser only. Income Pivot states that it does not sell tax, insurance, lending, or financial advisory products.
- Website
- incomepivot.app
- Categories
- Financial services, Information services