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Haft is a web-based financial tool that allows users to enter their debts, balances, interest rates, and minimum monthly payments to calculate an estimated debt-free date. The platform displays a payoff calendar and amortization schedule, and compares the timeline using snowball versus avalanche repayment strategies against making minimum payments only. It also projects how the freed-up monthly cash flow could grow if redirected into investments over 10-, 20-, and 30-year horizons at selectable annual return rates. Users can download a PDF report of the analysis and sign up for a 14-day free trial to save their data, with no credit card required to begin.
- Website
- haftapp.com
- Categories
- Financial services