Funds

Funds is an online marketplace for lending funds that allows individuals to invest starting from just 1 yen. It operates as a second-type financial instruments trading business registered with the Kanto Financial Bureau under number 3103. The platform focuses on fixed-return asset management with a free fee structure for its core services.

The platform is designed for both beginners and experienced investors who want to grow their assets safely. It serves as a middle-risk option for those looking to diversify their investments without losing their principal, according to the company's stated features.

To start investing, users must first open a free account, which takes about 5 minutes to complete. The process involves registering personal information, verifying identity with documents like a My Number card or driver's license, and then making an investment application.

Funds offers a variety of investment options including domestic and foreign currency-denominated corporate loan funds. The platform also provides professional funds and allows users to invest in companies that have passed a rigorous internal review process.

The platform operates with a free fee model for its core services, though transfer fees to the deposit account or fund composition company's designated account are the customer's responsibility. Investment can begin with as little as 1 yen, making it accessible for small amounts.

Funds was established in November 2016 after being founded as Cloudport Co., Ltd. in 2016, evolving from a marketing support business to a specialized investment marketplace.

The platform is located in Tokyo, specifically at Fujiwara Building, 5th Floor, 1-10-11 Ebisu-nishi, Shibuya-ku, Tokyo 150-0021. This central location supports its operations as a major Japanese fintech company.

Funds has achieved ISMS certification (JIS Q 27001:2025 / ISO/IEC 27001:2022+Amd 1:2024) for two of its group companies, ensuring a robust information security management system based on international standards.

The platform integrates with major financial institutions including Mitsubishi UFJ Bank and others, totaling 8 partner banks as of September 1, 2025, to co-develop new financial products and services.

Reviewers consistently praise the intuitive user interface, diverse investment options, and highly responsive customer support team. Many users highlight the ease of navigation and the ability to see good returns on their investments.

Funds has a history of donating used PCs to NPO法人ライツオン・チルドレン, with 39 units donated in 2026, continuing a two-year streak of supporting children's learning opportunities.

The platform collaborates with various out-of-the-box usage examples, such as using Funds alongside NISA for dual investment strategies or as a primary vehicle for holding stocks during market volatility.

The official website of Funds is funds.jp.