Foremost Public Adjusters

Foremost Public Adjusters is a licensed public adjusting firm based in Coral Gables, Florida, with a second office in Fort Lauderdale. The firm represents policyholders in first-party property insurance claims, assisting residential and commercial clients with hurricane, wind and storm, water leak, mold, fire, and roof damage claims. It serves Miami-Dade, Broward, Palm Beach, and Monroe counties across South Florida. The firm states it has over 18 years of experience and more than 20,000 claims handled, and operates on a "no recovery, no fee" basis. Services include policy coverage evaluation, loss documentation, damage valuation, and negotiation with insurance carriers.

The firm operates on a "no recovery, no fee" basis, meaning clients only pay if the adjusters successfully recover money for them. This pricing model removes financial risk for policyholders seeking assistance with insurance claims. The firm also offers a free claim review to help potential clients determine if they need representation before committing to the process.

Clients can reach the firm by calling 305-238-8672 or emailing info@foremostpa.com. A licensed adjuster will typically get back to clients within two hours of business hours when they reach out via phone, email, or fax. The firm accepts claim documents, denial letters, and photos of the loss through their email system for a same-business-day response.

The firm has four offices located in Florida and Tennessee, including headquarters in Coral Gables, FL, and locations in Fort Lauderdale, FL, Miramar Beach, FL, and Nashville, TN. These offices serve clients across South Florida and handle various claim types such as water damage, hurricane/storm, fire, mold, roof leaks, and HOA/condo issues. Walk-ins are accepted by appointment at these locations.

The firm has been in operation since 2008, giving it over 18 years of experience in the industry. During this time, they have handled more than 20,000 claims and recovered over $500 million for their clients. This long history demonstrates their commitment to staying in business and properly settling claims for policyholders.

Reviewers consistently praise the firm's professional communication, responsiveness, and ability to fight for fair payouts. Many clients highlight how the team documented hidden damage and negotiated settlements several times higher than initial carrier offers. The firm is described as working harder and smarter to ensure clients are made whole.

The firm's team includes a lead public adjuster with 25 years of experience, a claims examiner who coordinates moisture mapping and supplements, and a senior public adjuster specializing in on-site documentation like thermal imaging and drone roof captures. This structured team approach ensures every claim is handled from intake to recovery by the same group of professionals.

The firm's website states they have recovered over $500 million for clients since 2008. They emphasize that their financial strength allows them to stay on claims until they are settled correctly, unlike smaller firms that might settle quickly just to cover overhead. This resource advantage is a key differentiator for their service model.

The firm provides services for a wide range of claim types, including water damage, hurricane and storm damage, fire, mold, roof leaks, pipe bursts, HVAC issues, HOA/condo claims, and denied claims. They also handle commercial properties and offer a free claim review to assess the situation before full representation begins.

The firm's website mentions that they use tools like thermal imaging, moisture readings, drone roof captures, and Xactimate-grade scoping to document damage accurately. These technologies help them turn carrier lowballs into paid supplements by providing comprehensive evidence of the loss.

The firm's website states that a licensed adjuster will usually respond within two hours of business hours. They encourage clients to call, email, or use their form to start the process, with the fastest path being a direct phone call to their main line.

The firm's website states that they have been in business for nearly two decades, emphasizing their longevity and stability. They highlight their financial strength as a key advantage over typical small public adjusting companies, allowing them to focus on obtaining maximum settlements for clients.

The official website of Foremost Public Adjusters is foremostpa.com.

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