Sarah Jenkins
The service covers individual, family, and Medicare plans with free advisory support across three states.
Questions about EZ Insurance & Consulting
What is EZ Insurance & Consulting?
The business is an independent health insurance brokerage operated by Eli Zambrano, licensed in New Jersey, Florida, and Pennsylvania. It assists individuals, families, seniors, and small businesses in comparing and enrolling in health coverage plans. Services include ACA Marketplace plans, Medicare Advantage, Medigap, Part D, small business group health, and supplemental dental and vision coverage. Advisory services are provided at no cost to the client.
How does the broker's independent status affect the service?
The broker compares plans from multiple carriers rather than representing a single company. This independent approach allows for personalized guidance tailored to the client's specific situation and budget. The business emphasizes that its compensation is paid by the insurance carrier, ensuring the advice remains free of charge for the client.
What languages are used for communication?
The broker offers bilingual service in both English and Spanish to accommodate diverse client needs. All communication and explanations are provided in the client's preferred language using clear, simple terms. This feature ensures that language barriers do not hinder understanding of complex insurance options.
How do clients start working with the broker?
Clients can begin the process by filling out a contact form on the website with their full name, phone, email, state of residence, and service of interest. The form also requires selecting a state from New Jersey, Florida, or Pennsylvania. After submission, the broker promises to get back to the client shortly with no commitment required.
Where is the business located and how can it be reached?
The business operates out of an office located at 8419 Bergenline Ave, North Bergen, NJ 07047. It also provides a phone number for direct contact at +19735550000. The office address is listed in the footer of the website alongside the license information.
What experience and certifications does the broker have?
The broker has over 10 years of experience in the health insurance industry and has served more than 1,000 clients. Eli Zambrano holds certifications as a Certified ACA Marketplace Specialist and a Certified Medicare Agent. These credentials are highlighted on the website to demonstrate expertise and qualification.
What ongoing support is provided after enrollment?
The broker provides ongoing post-enrollment support and is available year-round for questions and plan changes. This includes guidance through open and special enrollment periods triggered by life events such as a job change, move, or new baby. The service does not end after the initial enrollment.
What specific insurance products are available?
The broker helps clients navigate individual health insurance marketplace plans, including government subsidies to lower monthly premiums. Family plans are available to provide full coverage for the entire household. Small business group health insurance is also offered for employers wanting to offer benefits to their team.
What Medicare and supplemental options are offered?
The broker assists with Medicare Advantage, Supplemental (Medigap), and Part D prescription plans for seniors. Supplemental dental and vision plans can be purchased standalone or combined with main medical coverage. These options are designed to fill gaps in primary medical coverage.
Which states are served by the broker?
The broker operates in three states: New Jersey as the primary state of operation, with active licenses in Florida and Pennsylvania. The website explicitly states that the broker can help clients regardless of which of these three states they reside in. Geographic coverage is limited to these licensed regions.
How is the pricing structured for the client?
The broker emphasizes that the compensation is paid by the insurance carrier, making the advisory services 100% free for the client. This no-cost model is a key differentiator mentioned on the website. Clients receive expert guidance without any direct fees.
What value proposition does the broker emphasize?
The broker highlights personal attention as a core value, stating that clients are not just policy numbers. This approach ensures personalized care every step of the way. The broker listens to client needs to provide tailored solutions rather than generic advice.
How long has the broker been in operation?
The broker claims to have helped hundreds of families navigate the complex world of medical insurance in the United States. The website states that the broker has been operating for over 10 years. This long-term presence is used to build trust with potential clients.
What is the official website of EZ Insurance & Consulting?
The official website of EZ Insurance & Consulting is ezinsuranceconsulting.com.
How is EZ Insurance & Consulting rated on Trustburn?
On Trustburn, EZ Insurance & Consulting has a rating of 4.3 out of 5 based on 4 reviews.
AI-generated from reviews on this page. Verify anything important with the company directly.
David Chen
The independent broker model appears to be the strongest asset here. By not being tied to one insurer, the broker can truly compare options across carriers. The fact that the service is free to the client, with compensation coming from the carriers, removes a common barrier to entry. Having over ten years in the industry and serving more than a thousand clients suggests a level of competence and stability. The bilingual capability is also a significant advantage for accessibility. While I am cautious about any financial service, the transparent licensing in three states and the clear description of services from individual to group plans make this a very reasonable choice for anyone navigating the complexities of health insurance.
Elena Rostova
Looking at the available information, the service offerings cover a broad spectrum. They handle individual marketplace plans, family coverage, Medicare options, and small business group plans. The bilingual support in English and Spanish is a notable feature that could simplify things for many clients. Being licensed in New Jersey, Florida, and Pennsylvania provides a decent geographic footprint, though it is not nationwide. The emphasis on comparing plans from multiple carriers rather than working for a single company suggests a focus on finding the best fit. The ongoing post-enrollment support is a plus, as is the availability during special enrollment periods for life events like moving or having a baby. It seems like a solid option for those needing personalized guidance without the pressure of a specific carrier sales pitch. The contact form is straightforward, and the promise to get back within twenty-four hours is reasonable. I am just weighing this against other brokers who might offer more specialized niche plans for small businesses.
Marcus Thorne
The independent broker approach really stands out here. With over ten years of experience and coverage across three states, the service seems robust. The free consultation model is appealing since compensation comes from carriers. However, I have to ask: does the no-cost advisory apply to all plan types, or are there hidden fees for complex family enrollments?
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EZ Insurance & Consulting is an independent health insurance brokerage operated by Eli Zambrano, assisting individuals, families, seniors, and small businesses in comparing and enrolling in health coverage plans. Services include ACA Marketplace (Obamacare) individual and family plans, Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription plans, small business group health insurance, and supplemental dental and vision coverage. The broker is licensed in New Jersey, Florida, and Pennsylvania, and offers bilingual service in English and Spanish. Advisory services are provided at no cost to the client, with the broker comparing plans from multiple carriers rather than representing a single insurance company.
- Website
- ezinsuranceconsulting.com
- Phone
- +19735550000
- info@elizambrano.org
- Categories
- Insurance