Isaac David And Associates

Isaac David And Associates is a life insurance agency based in Kokomo, Indiana, that specializes in servicing policy owners whose agents are no longer active with carriers. They perform independent, comprehensive life insurance audits to analyze current policies, needs, and health pictures against currently marketed plans to find potential improvements.

The primary service offered is a Life Insurance Audit, which involves a comparative analysis of mortality charges, interest rates, policy projections, cash values, and secondary guarantees. They also assist individuals, businesses, and trustees in reviewing their policies to uncover opportunities for premium savings or restructuring.

Their services are designed for individuals with policies over five years old, businesses that own life insurance on key employees or for buy/sell agreements, and trustees who may not have reviewed their policies in the past five years.

New clients can begin by filling out the easy-to-use quote form available on the website to get started with their policy review process.

The agency started in business with Prudential in 1975 and has been a Life and Qualifying member of MDRT since 1983. David Isaac is licensed to solicit and sell life insurance in all 50 states and the District of Columbia.

The agency is A+ rated with the Better Business Bureau and has won the National Quality Award since 1977. They are also a Charter Member of the Court of the Table and have received the Presidents Agency Award nine times with Alexander Hamilton.

Recent reviewers praise the team for being highly knowledgeable, responsive, professional, and efficient. Many clients express satisfaction with the exceptional service and the ability of the team to go above and beyond to help them.

The Trustburn rating is 4.1 out of 5 from 9 reviews, with the most recent feedback coming from November 2023. The reviews range from 3 to 5 stars, with a majority being 4 or 5 stars.

The agency is located at 3115 South Webster Street in Kokomo, Indiana. This local presence suggests they serve the Kokomo area and surrounding regions in Indiana.

The 'About' section highlights their mission to be an innovator in servicing insurance needs efficiently and with integrity, while acclimating through change and innovation to thrive in a changing business environment.

The 'Services' section details the Life Insurance Audit as a tool to compare current situations against currently marketed insurance plans, looking at factors like mortality charges and interest rates.

The 'Who We Are' section emphasizes their belief in meeting every opportunity with integrity and respect for the individual, as well as cultivating an environment that supports success and growth.

The 'Take Action' section encourages visitors to fill out the quote form to take the next step, indicating a direct call to action for initiating a policy review.

The 'Life Insurance Audit' section explains that over 65% of the audits conducted have yielded room for improvement, making it a valuable service for those seeking to optimize their coverage.