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Crédito para MEI, ME e EPP em Niterói, São Gonçalo, Maricá e RJ

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About Crédito para MEI, ME e EPP em Niterói, São Gonçalo, Maricá e RJ

BLUM is a credit company operating as a Sociedade de Crédito Direto (Empresa Simples de Crédito) under Brazilian law LC 167/2019. It provides loans ranging from R$5,000 to R$30,000 to micro and small businesses classified as MEI, ME, and EPP, with larger amounts available against collateral. The company focuses on bridge financing ("crédito-ponte") and working capital, particularly for the construction sector including contractors serving the Minha Casa Minha Vida program, as well as service providers who receive payment on terms. BLUM serves businesses in Niterói, São Gonçalo, Maricá, and Rio de Janeiro, analyzing contracts, receivables, and cash flow to deliver a credit decision within 48 business hours.