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For the millions of poor households in India who suffer from high rates of hunger and malnutrition and who lack access to credit from formal financial institutions, the SAMRUDHI Micro Finance Society provides cost-effective, livelihood-based, collateral-free, financial services (such as microcredit) to rural and urban poor households. SAMRUDHI reverses the age-old vicious cycle of low income, low savings, low investment, and an expanding system of low income people, through the injection of credit for livelihood investment, more income, more investment, and more income.
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