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Ribbon is an online payments platform whose products include the peer-to-peer focused Ribbon, and the merchant payments platform Ribbon Merchant. Ribbon is a simple way to send and receive money online across all devices. Users create a profile page with a URL that anyone can access to pay them using a debit or credit card. The person paying the user is not required to have a Ribbon account. Ribbon Merchant allows sellers to accept payments instantly without having to write any code. Products checkout forms can be hosted as a one-page checkout on Ribbon, or integrated into the seller's website and social media platforms using a simple copy and paste. Ribbon was part of **[AngelPad](http://angelpad.org) #3** in 2011.
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