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ModernLend is an online lender using machine learning to underwrite and lend to creditworthy borrowers who don't have a full FICO history. By understanding your education, employment and financial background, we can determine your creditworthiness without requiring SSN or FICO credit score. ModernLend is a portfolio company in Entrepreneurs Roundtable Accelerator, raised VC equity funding, won BBVA Bank’s Global FinTech Competition and Wired Money's Startup Stage Competition, and is currently partnering with a bank to issue credit cards customized for international citizens
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