
About company
5C Credit uses an online credit application combined with a proprietary Intelligent Credit Decision Algorithm (“ICDA”), and credit expertise, to evaluate probability of default (“PD”) across 10 sectors. The ICDA was developed based on extensive experience developing and implementing rating score cards within banking, extensive ratings assessment experience and extensive loan management experience across large corporate, middle market and lower middle market transactions. The ICDA arrives at a risk rating without incurring the underwriting or credit analysis costs associated with direct or traditional lenders. Therefore, 5C Credit focuses its financial resources on developing a transaction pipeline through a combination of effective Digital and Off-line marketing with specific focus on developing intelligent SEO engagement with the Lower Middle Market community.