Jacob Osbon

Review of Home State Bank, Crystal Lake,...

We contacted this bank for information on a home m...

We contacted this bank for information on a home mortgage loan. After we told them our income we never heard from them again even after e-mailing and leaving a voice message. We didn t try any further than that and took our business elsewhere. We now have pre-approval from another bank who did not turn their noses up at us. The man we were in contact with was Kyle. Suggestion: If you people don t want to do business with low income families, then you should post a disclaimer or notice on your website, We will not give the time of day to hardworking people who, even though they have a low income, manage their money well and scrimped and saved for three years after college to put a respectable down payment on a house that they know they can afford. Please go to another bank that will review your information more thoroughly and give you a fair judgment based on your credit worthiness.

You know, we make less than most people but we live within our means and so we never put ourselves in a financially tight spot. And we have been planning for this for three years both mentally and financially. We have enough money saved up to pay for a 20% down payment and a year s worth of mortgage payments. Needless to say, I was very shocked at the treatment we received and disgusted with myself for choosing to contact this bank. To everyone else who is looking to buy a home- good luck.