Do your homework before investing. Most of the loa...

Do your homework before investing. Most of the loans I invested in 2015 are red (though I picked very carefully). Haven't earned back the money I have put in, probably have gotten back around 80% of the investment. Luckily I put in a test amount that wasn't big. I call it "tuition fee". Don't blindly believe in promised interest as a lot of the loans turn out fishy.