Paul M. Heinze

Review of Home State Bank, Crystal Lake,...

In the many years we have been customers of Home S...

In the many years we have been customers of Home State Bank and Barb Kelly, It's easy and pleasant to be a referral for Barb and the bank. The difference, and the basis for our comfort and true support, lies clearly in the people and the bank's operating culture. Barb is and always has genuinely shown interest and concern for achieving the best end result for us. Her focus is on doing the right thing and having the end result for the customer to be satisfaction. The entire Home State team has the same focus, we have never hesitated to ask questions, drill down into involved subjects or express our concerns over what might be unclear to us. In a world where the banking, finance, loan and investment train seems to be on the wrong track, Barb Kelly and Home State Bank continues to be a strong resource we want to keep as our guide. Paul