When you enter into an agreement with this company...

When you enter into an agreement with this company, you are signing away almost all of your rights. You will not be able to sue them, have a jury trial, the list goes on. They have the most one sided contract in history. They employee a wide variety of disceptive characters. The sign up team over promises and under delivers. Account reps are arrogant. Anyone in "corporate" is next level arrogant. They do not care about the HIGH TURN OVER of accounts. Steer clear of both Nextgear and AFC. They literally office across the street from one another, operate nearly identical, and are both snakes in the grass. Use a local bank, but whatever you do, DO NOT USE Nextgear or AFC. You have been warned. I would give them negative stars if allowed.