Lisa Bird

Review of Community Association Underwri...

Avoid like the plague! Community Association Unde...

Avoid like the plague! Community Association Underwriters of America insures condo association properties. After a fire at our community property, CAU withheld undisputed funds for not signing and returning the Proof of Loss statement, which is illegal in the state of Georgia. This same POL was misrepresented with incorrect policy number and address along with a limit on supplemental claims equal to the recoverable depreciation on a Guaranteed Replacement Cost policy. Not providing an industrial hygienist Report and for denying such report exists or necessary after a fire burned plastic blinds, carpet, furniture and household chemicals. Denied supplemental claims of Pollutants, mold or fungus due to the delay in signing the incorrect proof of loss statement within 30 days. CAU created an estimate without reviewing all units affected by the fire and without first conducting an IH report to determine the scope of the project. Don't put your community as risk with CAU insurance.