JD

Review of Lexington Law Firm

Called for a free consultation. Talked to a super...

Called for a free consultation. Talked to a supervisor paralegal in Connecticut that only wanted to argue with me regarding collections , she was rude and didn't want my business. One has to wonder why this woman is pretending she knows laws in other states regarding debt collection. Would not recommend this place to anyone.

Here is some free advice to everyone dealing with a debt collector . If a credit card company did sell the debt to a third party, the original creditor would then lose his rights to collect later. This means that your credit card company probably took a tax credit, an insurance write-off, or some such action that makes the credit card company unable to collect the debt after that point. They destroyed their records, and they moved on. The collection company does not have the original agreement with your signature, and they know that they have no case against you...unless you make the mistake of making an agreement with the collection company and then making a payment on it. Since there was no meeting of the minds between you and the collection company, a necessary element required to create a legal and binding contract between the two of you, their claim is repudiated.