Funny how there's a running theme of them denying ...

Funny how there's a running theme of them denying claims. When I go to a chiropractor they literally pay him whatever they feel like. That literally includes paying him nothing so all he gets is the $50 specialist copay I pay. I also recently had an MRI and it found arthritis in my neck. The hospital said they got a PA and my copay was about $40. They denied the claim, saying they approved the PA, not payment, and had to apply it toward my deductible, resulting in a bill of almost $700. I currently have a case with the Arkansas Insurance Department over these issues. I have the policy with the higher premium, but it doesn't matter unless you meet that deductible of $2,000.